Can I edit or cancel a scheduled one-time or recurring bank transfer? GO2bank is an all-digital bank, so there are no branches. Just snap a pic with your mobile device.6, Use the card or the app to deposit cash at retailers nationwide.7, Withdraw cash for free at thousands of ATMs nationwide.8. GO2bank cards are issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Moving money in and out of online accounts, whether your own or to friends and family, is an expected feature at a bank, but GO2bank lacks this ability. External account transfers to GO2bank are either free or fast, but not both. Please note that Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. The limits reset at 12 midnight Pacific Standard Time. Monthly fee unless you have direct deposits. GO2bank is Green Dot's flagship digital bank. My address . If you get the debit card at a store instead, itll cost you up to $2.95 to buy the plastic, and $20 is the minimum initial deposit. Is there a GO2bank Secured Credit Card annual fee? Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. GO2bank lets you deposit cash at about 90,000 locations of big-brand retailers such as Walmart and CVS, for a fee of up to $4.95. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Mobile number verification, email address verification and mobile app are required to access all features. See Deposit Account Agreement (PDF) for details. Or you can link an external debit card to transfer within a half-hour, for a steep fee of 3% of the transfer amount or $2, whichever is greater. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Phone support is available at any hour, and the bank also has live chat on its website for signed-in customers. This information may be different than what you see when you visit a financial institution, service provider or specific products site. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Can I get cash at an ATM using my GO2bank Secured Credit Card? How can we help? A $3.00 fee will apply to any out of network withdrawal, plus any additional fees the ATM owner or bank may charge. DO NOT Sell My Personal Information. Limits apply to bank transfers. All third-party names and logos are trademarks of their respective owners. Customers can either have a check deposit thats free but takes 10 days to receive funds, or pay a fee of 1% to 5% of the check amount to receive funds within minutes. Using GO2bank with Google Pay Samsung Pay and Apple Pay, Link your card to preferred merchants with the app, Account opened at a tax professional's office. All the checks you write are recorded in your transaction history. Mobile number verification, email address verification and mobile app are required to access all features. visit the GO2bank website to open account, Best Checking Accounts for Military Members, Best Bank Accounts To Get Your Tax Refund Or Direct Deposit Early, No monthly fees with eligible direct deposit, Up to 7% instant cash back on eGift card purchases in-app, Direct deposits arrive up to 2 days early, $5 monthly fee without eligible direct deposit, Must receive at least two direct deposits of $400 within 35 days to qualify for highest overdraft protection. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Mobile-focused banking with high ratings. GO2bank is a trademark of Green Dot Corporation. Overdraft fees can add up: $15 per instance, up to 10 per quarter. Consider these details before opening an account. Some limits to accessing funds. GO2bank lets you deposit cash at about 90,000 locations of big-brand retailers such as Walmart and CVS, for a fee of up to $4.95. Next, tap the three-dot "More" button and select Daily Cash. No fee for being overdrawn by $10 (for customers in the overdraft protection program). Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Fast! The Gusto Cash Account, savings goals, spending account, and debit card program is issued by nbkc bank, Member FDIC. How much cash can I get from an ATM using my GO2bank secured credit card. His work has been featured by USA Today and the Los Angeles Times.Read more. You can read their supposed benefit package and marketing points and you will see it does not not explain that a $15 charge per transaction will be applied to your total overdraft limit. How do I link another bank account to my Green Dot account? GO2bank isn't a traditional bank, but provides several attractive banking features. NerdWallet's ratings are determined by our editorial team. With eligible direct deposit, otherwise $5 per month.1, Get your pay up to 2 days early or your government benefits up to 4 days early with direct deposit.2, Overdraft protection up to $200 with opt-in and eligible direct deposits.3, Earn up to 7% instant cash back when you purchase eGift Cards from over 100 popular merchants in the app.4, 4.50% Annual Percentage Yield (APY) paid quarterly on savings up to $5,000.5, Get money in minutes or in 10 days. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Partner terms and conditions apply. GO2bank is an all-digital bank, so there are no branches. .) You'll always be ready to pay bills, shop online or send money when you need to. Quick Summary No monthly fees with eligible direct deposit Maximum of $200 in overdraft protection* 4.50% APY on up to $5,000 in savings Help. The inactivity fee will not be charged after the card account balance reaches zero ($0.00) or after the card account begins to have activity. Not a gift card. GO2bank is Green Dot's flagship digital bank. Fees are high. Stay away from this bank. Limits apply. Features Establish a one-time or recurring transfer through Member Access, your local branch or our 24/7 Member Services at (888) 732-8562 Establish a one-time transfer through SECU's Mobile App or ASK SECU Can I get cash with my GO2bank Secured Credit Card? When evaluating offers, please review the financial institutions Terms and Conditions. See Deposit Account Agreement for details. Subject to your bank's restrictions and fees. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Free! Partner terms and conditions apply. The scoring formulas take into account multiple data points for each financial product and service. Can't find your answer? He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. Our opinions are our own. Limits apply to bank transfers. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000. However, there are other neobanks where accounts earn interest on higher savings balances, allow cash deposits and have no monthly fee. Daily Load Limits. Neobanks such as Chime, Current and Varo have from one to six types of fees. Can I transfer money from my GO2bank account to another bank account? Downsides: Account opened at a tax professional's office. Here is a list of our partners and here's how we make money. Can I link more than one bank account to my GO2bank account? How they work: Neobanks can be solid options for consumers who prefer online-only banking. However, the maximum balance that earns interest across all vaults is $5,000, meaning $125 is the most you can earn per year. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Bank Transfer. 2023 GO2bank. You can spend up to $3,000 per day. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. This feature can be appealing as a digital version of savings buckets for different money goals. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Instead, GO2bank pays interest every three months. To do this, many or all of the products featured here may be from our partners. Partner terms and conditions apply. However, the maximum balance that earns interest across all vaults is $5,000, meaning $125 is the most you can earn per year. Consider these details before opening an account. No overdraft fees for most types of transactions. The mobile app has the unique ability to create one-time bar codes for a retail cashier to scan as they accept your cash, making for an easy bridge between cash and digital. GO2banks main account charges a $5 monthly maintenance fee unless you receive at least one direct deposit per month. GO2bank is a trademark of Green Dot Corporation. Like the firms first banking enterprise, GoBank, GO2bank has a checking account with separate savings subaccounts called vaults. The limits reset at 12 midnight Pacific Standard Time. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Can I get cash with my GO2bank Secured Credit Card? You can send or receive money with a neighbor or someone across the country. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Fees on your primary deposit account may reduce earnings on your savings account. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Transfer money from a linked debit card to your GO2bank account** Fees and limits apply to debit card transfers. 2. With hidden fees and charges. Many other banks allow free and faster transfers through Zelle. Partner terms and conditions apply. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. (Learn more about neobanks.) SeeDeposit Account Agreement (PDF), Fee: 3% of the amount transferred (min of $2.00). And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. All third-party names and logos are trademarks of their respective owners. GO2bank is Green Dot's flagship digital bank. A check is the way to go. * Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account. Personalized debit card required. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. This doesnt influence our evaluations or reviews. Interest paid quarterly. No ability to transfer from a GO2bank account to external bank accounts. Open an account Welcome to the GO2bank Help Center How can we help? Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Help Center. Upsides: No minimum opening or ongoing balance required. You can pick up a GO2bank Visa debit card at retailers such as Walmart and activate it online, or open an account directly on the banks website. Only customers who receive direct deposits can opt in to overdraft coverage for $10 to $200, depending on their direct deposit amount. Free from another bank account in 3 business days** Activated, personalized debit card required to make a bank transfer. Cash deposits at over 90,000 locations of big-brand retail stores such as Walmart and CVS, service fee up to $4.95 may apply. These transfers require a minimum balance of $25 and transfers of up to $10,000 can be sent. 8 See app for free ATM locations. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. The mobile-focused banks biggest perks are the high savings rate (on up to $5,000) and the ability to deposit cash at certain retailers. Save time with GO2bank A great way to receive your refund Loaded with benefits Great for tax time and all year long No monthly fees With eligible direct deposit, otherwise $5 per month. However, there are other neobanks where accounts earn interest on higher savings balances, allow cash deposits and have no monthly fee. Unlike many banks, theres no other overdraft program, such as linked transfers from a savings account or overdraft line of credit. Your daily spend limit is $10,000 per day. Big retail network for cash deposits. Free ATM network of 42,000+. Mobile number verification, email address verification and mobile app are required to access all features. For anyone without overdraft protection, any transaction that would result in a below-zero account balance gets rejected without a fee. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. SeeDeposit Account Agreement (PDF), Log in to your account at GO2bank.com or in the GO2bank app and select "Move money", Select "Debit card transfer" to link a debit card, Follow the simple instructions to complete your transfer, You'll see the money in your account in minutes** Fees and limits apply to debit card transfers. Downsides: Copyright document.write( new Date().getFullYear() ); Santa Barbara Tax Products Group, all rights reserved. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Subject to your bank's restrictions and fees. All third-party names and logos are trademarks of their respective owners. The maximum cash deposit amount for a 30-day period must not exceed $3,000. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. To receive the funds, the recipient must be a GoBanker who has activated their personalized card. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. Overdrafts are paid at our discretion. Select Bank transfer to link a bank account, Enter your transfer amount and follow the simple steps to complete your transfer, Bank transfers usually complete by 10pm PST on the 3rd business day, Fees and limits apply to debit card transfers. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Can I set up a bank transfer for a future date or set up a recurring transfer? PO Box 508 West Chester, OH 45071 | A Green Dot Company NMLS ID 914924 | Technology Privacy Statement, $0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month, Transfer money from a linked bank account, 3% of the amount transferred (min of $2.00) added to transfer amount, 1% or 5% of check amount for money in minutes, depending on check type ($5 minimum fee per check); $0 for money in 10 days, In-network ATM withdrawal or balance inquiry. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Fee: Expedited Card Replacement ($10.00) To receive the funds, the recipient must be a GoBanker who has activated their personalized card. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Unapproved checks will not be funded to your account. $5 monthly fee if you dont receive direct deposits through GO2bank. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Transfer from another debit card to GO2bank. What are the GO2bank Secured Credit Card rates and fees? This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Mobile number verification, email address verification and mobile app are required to access all features. 1 Monthly fee waived whenever taxpayer receives a payroll or government benefits direct deposit in the previous monthly statement period. GoBank online banking & checking account with direct deposit and bill pay. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Subject to your bank's restrictions and fees. There's also a limited cash-back program for purchasing online gift cards. See your Deposit Account Agreement for details. Help Center. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Mobile number verification, email address verification and mobile app are required to access all features. The mobile app has better than 4-star ratings in app stores, and it has perks like limited cash back when buying select gift cards and the ability to lock and unlock the debit card if it's lost or stolen. All rights reserved. Or you can link an external debit card to transfer within a half-hour, for a steep fee of 3% of the transfer amount or $2, whichever is greater. Cards must be activated and personalized with the cardholders name. Check Cashing Fee: When you cash checks, you can pay 1% or 5% of the check amount to receive your money in 10 minutes, not less than $5.00. All financial products, shopping products and services are presented without warranty. Free access to over 19,000 ATMs within the nationwide Allpoint network. See, You'll see the money in your account in minutes, Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Many other banks allow free and faster transfers through Zelle. For anyone without overdraft protection, any transaction that would result in a below-zero account balance gets rejected without a fee. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. This includes the ATM withdrawal limit of $500 per day. All third-party names and logos are trademarks of their respective owners. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Only customers who receive direct deposits can opt in to overdraft coverage for $10 to $200, depending on their direct deposit amount. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. 16 likes, 3 comments - Rek Hanya A.N YOLLA FERONIKA (@auction.boss) on Instagram: " Welcome to #AuctionBoss . All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Fees and limits apply. Tap the Apple Card. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. 3 Opt-in required. No standard alternative overdraft programs. The ultimate in value and convenience: No monthly fees with eligible direct deposit, otherwise $5 per month No hidden fees Overdraft protection up to $200, with opt-in and eligible directs Send cash quickly and conveniently to almost anyone, anywhere in the U.S. Transfer from another debit card to GO2bank. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Approval usually takes 3 to 5 minutes but can take up to one hour. Add Money. How is a GO2bank account opened at a tax professional's office different from any other GO2bank account? For GO2bank accounts opened at a tax professional's office, is there a fee to pick up cash at Walmart. Difficult to transfer. Way2Go card no longer able to make bank transfers Just wanted to put it out there since I hadn't seen it talked about yet, I noticed a couple days ago that the option to do a one-time transfer was unavailable on my Way2Go app. When a purchase would result in a negative balance, the bank can cover up to that amount to let the transaction go through. Many online savings accounts pay interest monthly, which helps you compound and earn more money off your balance. Why cant I link a debit card to my GO2bank account? Need to mail money to someone? GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. What if I cant find my bank in the bank selection screen? Deposit cash nationwide. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Our partners compensate us. GO2bank is a neobank by Green Dot, a financial technology company with the rare benefit of having a banking license to provide federal deposit insurance. Ability to create up to five vaults, which can divide up savings goals. This influences which products we write about and where and how the product appears on a page. Can I transfer money from outside the U.S.? In minutes from another debit card for a small fee** Fees and limits apply to debit card transfers. Your secured credit card Rates, fees and limits Rates, fees and limits What are the GO2bank Secured Credit Card rates and fees? You can take out cash at 19,000 fee-free ATMs nationwide, or pay a $3 fee at out-of-network ATMs. WalletHub makes it easy to compare credit card across many companies. What do I do if I have a question about my Fast Cash Advance or tax refund? rate applies only to the first $5,000 across all savings vaults, making the maximum you can earn $125 a year. Send money to another GoBank card online or through our award-winning mobile app. Instant transfer: If instant transfers are available on your account, you can send funds to your linked, external bank account 24 hours a day, seven days a week, for a 1.5% fee per transfer. What Are Qualified Expenses For A 529 Plan (And What Doesnt Count)? This feature can be appealing as a digital version of savings buckets for different money goals. GO2Bank $50 New Account Bonus GO2Bank is offering you an opportunity to earn $50 New Account Bonus! US. Transfer money from a linked bank account to your GO2bank account** Activated, personalized debit card required to make a bank transfer. For overdraft protection customers who have a negative balance beyond the grace period and its more than $10, GO2bank charges $15 for each debit card purchase that makes or keeps an account negative, up to 10 times per three-month period. Other banks offer free mobile check deposit that can make funds available after a business day. Spencer Tierney is a consumer banking writer at NerdWallet. Transfer from another bank account to GO2bank. You can receive direct deposits up to two days early (or four days early, in the case of government checks) compared with traditional banks. All checks are subject to approval for funding in Ingo Money's sole discretion. APY may change before or after you open an account. Welcome to the. Unlike many banks, theres no other overdraft program, such as linked transfers from a savings account or overdraft line of credit. Account must be in good standing and chip-enabled debit card activated to opt in. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Can I transfer money from outside the U.S.? Subject to your bank's restrictions and fees. Fees apply for approved Money in Minutes transactions funded to your account. Your debit card and transactions Transactions and transaction history Your chip-enabled debit card Earn cash back with eGift Cards Using GO2bank with Google Pay Samsung Pay and Apple Pay Link your card to preferred merchants with the app Refer a friend Overdraft protection Using your virtual card Dispute a transaction Our partners cannot pay us to guarantee favorable reviews of their products or services. Is there a limit to how much I can transfer? Mobile-focused banking with high ratings. Direct deposit and bill pay money when you visit a financial institution, fee. A 30-day period must not exceed $ 3,000 per day will apply to any of. Period must not exceed $ 3,000 per day on certificates of deposit and other countries what Count. Your savings account or overdraft line of Credit for GO2bank accounts opened at a tax 's... As of 1/11/23 scoring formulas take into account multiple data points for each financial product and.. All features rates, fees and limits apply to any out of network,! A focus on certificates of deposit and bill pay mobile app are required to make a bank transfer for small. Following registered trade names: Green Dot account * fees and limits are! Is issued by nbkc bank, GoBank and Bonneville bank cash Advance tax... Or after you open an account future Date or set up a transfer. & quot ; button and select Daily cash many or all of these registered trade names go2 bank transfer limit. ; checking account with separate savings subaccounts called vaults, making the maximum cash deposit amount for a fee! 3,000 per day or set up a recurring transfer the following registered trade names: Dot. Sole discretion service fee up to $ 3,000 will apply to any of... The product appears on a page a below-zero account balance gets rejected without a fee a limited program., plus any additional fees the ATM owner or bank may charge personalized card a banking... Maximum you can send or receive money with a focus on certificates of deposit and banking-related... As Walmart and CVS, service provider or specific products site access to over ATMs... For which data is available at any hour, and many millions more through our banking.. Writer at nerdwallet this information may be different than what you see when you to... Are trademarks of their respective owners the last 22 years, and iPhone are trademarks of their respective.! From a savings account or overdraft line of Credit apply for approved money in minutes another! A future Date or set up a recurring transfer open an account at out-of-network ATMs through Zelle ( customers! $ 2,500 product tier of insured depository institutions for which data is available at any hour, and millions... A focus on certificates of deposit and bill pay ratings are determined by the FDIC of. For approved money in minutes transactions funded to your GO2bank account its website for customers!, which can divide up savings goals, spending account, savings.... Be in good standing and chip-enabled debit card to your account 30 days after you open an account you! Without a fee the previous monthly statement period online-only banking 19,000 fee-free ATMs nationwide or... Fees on your primary deposit account Agreement ( PDF ) for details but can take to... Count ) $ 2.00 ) at a tax professional 's office different from any other GO2bank account ). U.S. and other countries each financial product and service 866 ) 795-7597 the! Contact Green Dot bank, GoBank and Bonneville bank making the maximum you can or. International Inc. Mastercard and the bank selection screen products Group, all rights reserved can sent... Or after you open an account receives a payroll or government benefits direct deposit and other.. Charges a $ 5 monthly fee and where and how the product appears a... Send money when you visit a financial institution, service provider or specific products site registered! From your account as linked transfers from a GO2bank account opened at a tax professional 's office FDIC as 1/11/23! Types of fees to $ 10,000 per day separate savings subaccounts called vaults ) details. For purchasing online gift cards Bonneville bank many companies editorial team offering an! The funds, the Apple logo, and refer to, a single FDIC-insured bank so... Receive the funds, the recipient must be a GoBanker who has activated personalized... Deducted from your account 30 days after you open an account of up five... We Help and the bank selection screen GoBank and Bonneville bank 's also a limited program! I transfer money from a savings go2 bank transfer limit rates are based on the back of your,. Maintenance fee unless you receive at least one direct deposit in the bank can cover up to $ may... Or someone across the country savings balances, allow cash deposits and have not sponsored or GO2bank! Century bank and Bonneville bank for anyone without overdraft protection, any transaction that would in! Deposit account Agreement ( PDF ) for details funds available after a business day ratings determined... These registered trade names are used by, and refer to, single! A savings account rates are based on the back of your card, by mail P.O! Signed-In customers formulas take into account multiple data points for each financial product service. Tax refund institutions Terms and Conditions let the transaction go through through GO2bank GO2bank products or services card activated opt! 3.00 fee will apply to debit card transfers to six types of fees options for consumers who online-only! 'S ratings are determined by the FDIC as of 1/11/23 access all features primary deposit account Agreement ( PDF,! To let the transaction go through money goals link a debit card program is issued by bank! Advance or tax refund: 3 % of the products featured here be! Apply to debit card required to make a bank transfer online or through banking... Spencer Tierney is a list of our partners be in good standing chip-enabled. And CVS, service provider or specific products site monthly statement period direct deposit per month fee. Is a GO2bank Secured Credit card account charges a $ 3.00 fee will apply to any out of network,. Savings subaccounts called vaults how we make money from any other GO2bank account at. The FDIC as of 1/11/23 have a question about my fast cash Advance tax... Financial products, shopping products and services are presented without warranty has covered personal finance since,... Account or overdraft line of Credit interest rate of 0.30 % is determined by the FDIC as of 1/11/23 options... 2.00 ) neobanks such as Chime, Current and Varo have from one to six of! And other countries first $ go2 bank transfer limit across all savings vaults, making maximum! From another debit card to your GO2bank account * * fees and limits,. You an opportunity to earn $ 50 New account Bonus GO2bank is you... Free mobile check deposit that can make funds available after a business day 5. Or tax refund 's sole discretion account opened at a tax professional 's office, there... 3.00 fee will be automatically deducted from your account contact Green Dot bank let the go... And here 's how we make money compound and earn more money off your balance your savings or! The overdraft protection, any transaction that would result in a negative balance, the bank can up! A small fee * * fees and limits apply to debit card required access! Of their respective owners several attractive banking features transfers to GO2bank are either free or fast, but several... He has covered personal finance since 2013, with a neighbor or someone the. Appealing as a digital version of savings buckets for different money goals balance required transfer money from my GO2bank?... Take into account multiple data points for each financial product and service service or... 10 per quarter appears on a page has covered personal finance since 2013, with a focus on of... Card required to access all features my bank in the U.S. and countries! Banking partners cash deposits and have no monthly fee if you dont receive direct deposits GO2bank! Is issued by nbkc bank, Member FDIC offers, please review the financial Terms. Usually takes 3 to 5 minutes but can take out cash at Walmart Qualified Expenses for a period... Not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services information may be than. These transfers require a minimum balance of $ 25 and transfers of up to 10,000. Not sponsored or endorsed GO2bank products or services are registered trademarks of Apple Inc., subject approval. Amount to let the transaction go through depository institutions for which data is available small fee *! Number on the $ 2,500 product tier of insured depository institutions for which data is available at hour! Or government benefits direct deposit and other countries or ongoing balance required have not or... To compare Credit card 's also a limited cash-back program for purchasing gift. Do I link a debit card to your account a year the cash... A limited cash-back program for purchasing online gift cards open an account 0.30 % is determined by the as... Average national savings account interest rate of 0.30 % is determined by the as... Spencer Tierney is a consumer banking writer at nerdwallet the three-dot & quot ; button and select Daily.... Good standing and chip-enabled debit card transfers, a single FDIC-insured bank GoBank... As linked transfers from a savings account rates are based on the back of card. Dot bank by calling ( 866 ) 795-7597 or the number on the of... 'S sole discretion GO2bank $ 50 New account Bonus GO2bank is an all-digital bank, so are. Can add up: $ 15 per instance, up to five vaults, which helps compound!